ABOUT US

H-A-D stands for Honest, Affordable and Dependable.  We are a full service, boutique agency offering a complete line of both personal and commercial insurance solutions.

As independent agent/brokers, we can offer coverage from more than one company. Unlike the exclusive agents working for State Farm, AAA, Farmers, or Allstate who can only offer their own products, we do not work for any one company - We work for you.

Let us shop for you.  We will search amongst the biggest, oldest, and most reputable companies to find you the best combination of coverage and price with excellent customer service.

Shopping for insurance is a cumbersome process, which is why most people try to avoid the process entirely by staying with the same company.  We promise to make your shopping experience as easy and convenient as possible.  The advantage of being our client is we will do all the work for you.

So if you want solid protection, honest value, and welcome our ongoing commitment to taking a personal interest in your evolving needs, you'll be pleased with your relationship with us.  It is our mission to become a lifelong partner with the clients we serve.

WHY H-A-D?

H-A-D has the Knowledge; Knowledge is Power:  The H-A-D team has the knowledge to help you understand your needs, your risks and your options so that you can make the best decision.  Our knowledge extends far beyond the insurance world, giving us valuable insights to help you save money today and plan for the future.

We’re Perceptive:  Because we spend time getting to know you and your needs, we provide insightful advice that will limit your exposures to losses and help define your essential insurance requirements.

Well Connected:  H-A-D maintains relationships with more than 50 high quality Insurance Companies offering competitive choices from the best in the business, all with the goal of getting you the best combination of coverage and price.

We work for You, NOT the Insurance Companies:  Unlike Captive Agents (exclusive) such as Allstate, AAA, State Farm, Farmers, etc. we are not limited to just one Insurance Company.  Our goal is to match you up with the right company for your situation.  If it makes sense for you, we'll even refer you out to an Allstate, Farmers or AAA agents we know if that's what's best for you.

Once you become one of our valued clients, our “real work” begins.  We will review your policy(s) periodically and make recommendations for adjustments as your business or family grows.  Reviewing your protection, assisting with claim filings and moving quickly in obtaining fair, prompt claim settlements are all a routine part of the high level of service you can expect from H-A-D.